Stock and IRA Donations

From Houses to Homes-Guatemala accepts gifts of securities, including donated shares of both publicly and privately held corporations, stock options and shares of mutual funds.

To make a stock gift, notify your broker that you wish to transfer securities into From Houses to Homes-Guatemala’s brokerage account at Merrill Lynch. You will need to give your broker the following information:

Account Number: 825-02295
Merrill Lynch, Global Private Client Group
100 Campus Drive
Florham Park, NJ 07932

The Florin-Colledge Group
Alan R. Florin, Vice President
Senior Financial Advisor Direct Line: 973-301-7672
Client Associate - Eileen Pringle: 973-301-7733

It is very important that you notify From Houses to Homes-Guatemala about the gift transaction at the same time you instruct your broker to transfer securities into our Merrill Lynch brokerage account.

In order for us to properly receive the gifted shares into our account and to provide an accurate and timely acknowledgment for your tax records, please send us:

• A concurrent notification with the donor's name
• The type and number of shares being transferred
• The name and phone number of the donor's broker

This notification should be sent to:

Joe Collins
Executive Director
X-12 Farmhouse Lane
Morristown, NJ 07960
973-538-3987

E-mail: info@fromhousestohomes.org

A gift of appreciated securities held for more than one year may bring about significant benefits to you as a contributor to From Houses to Homes-Guatemala:

• You become entitled to a charitable income tax deduction for the fair market value (FMV) of the donated securities as of the date of the gift.
• You can eliminate capital gains tax that would ordinarily become due if you had sold the appreciated securities on the open market and then donated the proceeds from the sale to a charitable organization.
• Your charitable deduction can be claimed against a maximum of 30% of your adjusted gross income and any unused deductions can be carried forward over the next five years.
• You can achieve your long-term financial objective of reducing your income and estate taxes by making a gift of appreciated securities to From Houses to Homes-Guatemala.
• If you have in your stock portfolio securities that have declined in value, you may find it more beneficial to sell the securities first and then contribute the cash proceeds to From Houses to Homes- Guatemala as opposed to gifting the shares outright. This strategy may allow you to claim a deduction for both the losses from the sale of the securities as well as the charitable gift.
• Stock options that have not yet matured can also be donated with potential substantial tax savings to From Houses to Homes-Guatemala’s donors. From Houses to Homes-Guatemala will hold the securities until the option becomes effective and then convert the shares to cash.

You should always consult with your financial advisor before initiating a charitable gift arrangement

New Giving opportunities with Charitable IRA Rollovers